![]() The next Dave Ramsey percentage chart is for food. Save up 3 to 6 months worth of expenses.Keep these three steps in mind as a rule of savings : When it comes to savings, think about these three things ĭave recommends saving up a starter emergency fund of USD 1000 as a cushion before settling your debts. Try to save 10% of your income every month. Now, please do not assume that 10% is too little and that giving a small amount will not make a difference. In Dave Ramsey monthly budget percentages, he recommends giving 10% of your income. ![]() This act cultivates gratitude and you’ll learn how to appreciate the wealth that you already have. If you’re fortunate enough to be in a position to give to others, then do it. Giving (10%)ĭave Ramsey made this the first category for a good reason. It is not necessary to follow Dave Ramsey budgeting style or Dave Ramsey pie chart 100%. You can use a more flexible budgeting percentage according to your earnings. Understand Dave Ramsey financial plan, and than start planning yours. Miscellaneous (5%) – any missed or forgotten payments.Įven though that isn’t the usual Dave Ramsey budget percentages pie chart, you get a rough idea of how much you should be allocated for each category from your income.Personal Spending (5% – 10%) – shopping, personal grooming, etc.Recreation (5% – 10%) – any money spent on hobbies, movies, etc, should be kept within this budget.Insurance (10% – 25%) – life insurance, health insurance, auto insurance. ![]() Health (5% – 10%) – doctor visits, dental care, etc.Transportation (10%) – fuel, car payments, etc.Housing (25%) – mortgage payments, taxes, etc.Utilities (5% – 10%) – bills for water, gas, electricity, etc.Food (10% – 15%) – this food budget should include groceries, eating out, etc. ![]()
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